Wednesday, February 23, 2011

It's Time to Celebrate the Successes!

Just the other day (really...about two days ago) I resolved a debt on one of the credit cards I have, and was able to completely pay it off. I owed this credit card $7,560 and ended up paying them $3,024. Although it seems really cool that I was able to pay it off, and only give them less than half of what I owed, I still feel bogged down.

As I was showering this morning, I had started to think about the other two credit cards I have, and how much I owe on them. I haven't given those credit cards any money since August, and I want to. I just can't. Plain and simple. But then, when I think about it some more, I start to get angry with myself for not celebrating the fact that I have just erased $7,560 off my total debt load.

THAT'S HUGE!


I need to chill out and stop thinking about the other thousands that I owe, and celebrate that I no longer have one full credit card! I should be rejoicing, and dancing around my apartment. I should be taking Dorothy for long, worry-free walks. I should be doing something!

What I really need to be doing is making myself a budget. I have a bunch of money because UNCW's financial aid finally pulled through and has helped me obtain a bunch of money that will help me throughout my internship. Now, I just because I have more money in my bank account now than I ever thought I would ever, doesn't mean I'm going out to do some frivolous spending. I have treated myself to a bagel and a white chocolate mocha here and there, but that is only when I feel I have done something worthy enough to have one (like passing the PRAXIS test with flying colors!). I need to sit down, and create a budget. Figuring out how much money I need a month, and see if I have any money left over so I can start chipping away at those other credit cards. Because then, and only then, will I truly start to have a worry-free day.

But, for the mean time, I'm going to try to not worry. I have some extra time this afternoon between my internship seminar and work that I should be able to sit down, and figure everything out. Once and for all.

It's time to celebrate!

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